Top Up My Cover Cancellation acts as a “top up” to your main travel insurance policy.

This insurance allows you to purchase up to £20,000 extra cancellation cover (per person) so that your holiday costs can be fully covered.

    • We cover you, as long as your main insurer does too
    • ‘Top up’ by a maximum of £20,000 (per person)
    • Cover for all destinations*
    • Any trip duration
    • No need to declare medical conditions
    • Available to people aged 79 years or under

The maximum ‘top up’ amount is £20,000 per person (£15,000 per person if aged 75-79) with an overall limit of £100,000 per policy.
* providing you are travelling to a location that is covered on your main policy.

Please note:

  • You must have at least £1,000 of cancellation cover per person on your main travel insurance policy.
  • It doesn’t matter where you travel to and for how long. However, you should always check that you are travelling to locations that are covered on your main policy.
  • There is a waiting period of 7 days from the time that you take out this policy. If anything occurs in this period, or you are aware of anything that could give rise to a claim prior to taking out your Top Up Cancellation policy, you will not be covered.
  • Top Up My Cover Cancellation only pays after a valid claim has been made on your main travel insurance policy.
  • In the event of a valid claim, Insurers will pay the cost of your claim less the amount paid under your main travel insurance policy, up to your Top Up My Cover Cancellation limit – see example below:
Total Holiday Cost£10,300
Main Travel Insurance Policy Limit£5,000
Top Up Cancellation Cover£5,300
Total Cancellation Cover Held£10,300

If you come to make a claim:

Amount claimed from Main Travel Insurance Policy£5,000
Amount claimed by Top Up My Cover£5,300
Total Amount Claimed£10,300

which means you are not out of pocket!

Click here to read the Insurance Product Information Document.

Click here for full policy terms & conditions.